When applying for bank loans, whether for buying property or business financing, you’ll need to submit your tax return. If you don’t receive that crucial green envelope, you might find your plans blocked and unable to secure funding!
無論是買樓還是公司借貸，申請銀行貸款必須提交稅表。如果你收不到那封關鍵的綠色信封，可能會招致計劃受阻，甚至無法成功借款，錯失機遇！
Tax authorities are tightening their watch, cracking down on false claims of personal residence!
In Part 1, we analyzed Case No. D21/22 to understand how the tax office assesses your “intent” when purchasing property, which determines if you owe taxes on the sale. A key factor is the property’s usage; many claim “personal residence” to contest tax assessments, yet most appeals fail. This article reveals how the tax office gathers evidence to accurately gauge your actual residency.
【買賣物業要交稅?(上)】以「案件編號 D21/22」分析稅局如何判斷你買入物業時的「動機」，從而決定買賣該物業是否需要交稅。另一個關鍵要點就是物業的用途，自稱「自住」而提出反對評稅的個案比比皆是，大部份最後都上訴失敗。一文話你知，稅局如何多方面搜證，準確掌握你「自住」居所的使用頻率及程度。
In Hong Kong, whether you need to pay taxes on property transactions depends on whether those transactions constitute “business” activities.
在香港買賣物業是否需要交稅，是取決於該買賣有沒有構成生意性質的投機活動。稅局會從納稅人購買物業的動機、財務安排及持有物業的時間等不同方面搜集資枓，根據事實作出判斷。大家可能會問，銀行賬目、交易單據有白紙黑字，但「動機」如何證明? 其實個人行為及現實情況，往往揭示了內在動機，成為影響定案的關鍵。
Are you ready to take your accounting to the next level? Xero, the cloud-based accounting software designed for small and medium-sized businesses, is here to transform how you manage your finances! With HSBC’s online banking service, you can seamlessly connect your bank account to Xero for automatic data integration.
Xero是一個專為中小企而設的雲端會計軟件，透過滙豐商業「網上理財」服務，即可將銀行戶口連接至Xero。
Starting April 6, 2025, the UK will implement a new tax system that affects overseas residents. For the first four years, new arrivals in the UK won’t have to pay tax on overseas income. However, from the fifth year onwards, they will be taxed like regular UK residents on their global income. This change is particularly important for BNO visa holders and families participating in the “Astronaut Project”
英國實行稅務改革， 2025年4月6日起開始新機制，移英人士首4年維持不用為海外收入繳稅，從第5年起與一般英國居民看齊，全球收入均須繳稅。就此，BNO移英港人要留意稅務安排，而俗稱「太空人計劃」的移民家庭更加要特別留神。
